Little Hacks, Big Impact: Small Savings Tips You Can Start Today
Saving money doesn’t always have to mean cutting the fun stuff or living off instant noodles. Sometimes, it’s the tiny changes that stack up and make the biggest difference over time.
So if you’re looking for smart, easy wins to keep more money in your pocket (without giving up your lifestyle), here are a few hacks you can try today. They’re low-effort, high-impact, and totally She’s on the Money approved.
💡 1. Negotiate Your Fixed Expenses (Because Loyalty Is Not Rewarded)
Your rent might be locked in, but most other bills are not. We’re talking:
Electricity
Internet
Insurance
Mobile plans
Streaming services
Call your provider and ask, “What can you do for me?” Loyalty tax is real, and it’s probably costing you hundreds every year. Comparison sites are your best friend here — find a better deal, take it to your provider, and ask them to match it.
🛍️ 2. Buy Second-Hand or Rent Instead of Buying New
Wearing a new outfit once and letting it collect dust? We’re over that.
Try renting outfits for events instead of buying something new.
Jump on Facebook Marketplace, Depop, or your local op shop for gems at a fraction of the cost.
Designer wardrobe dreams? You can absolutely live them on a budget with the right apps and rental services.
Bonus points: it’s better for the planet too.
🧵 3. Repair or Alter What You Already Own
Before you toss that dress that doesn’t quite fit or those jeans with a busted zip, take a breath.
A quick visit to a local seamstress can make something feel brand new.
Got a pair of boots that need love? Shoe repair is way cheaper than a new pair.
Alterations can turn an “eh” piece into something that fits you perfectly.
It’s giving sustainable, budget-savvy queen energy.
☎️ 4. Call the Hotel Directly for a Better Deal
Don’t just settle for the price you see online. Hotels pay commission to third-party sites like Booking.com, which means they often have a bit of wiggle room on pricing.
Call the hotel directly and ask, “Can you beat the online price if I book direct?”
Sometimes they’ll throw in free parking, a better room, or a cheeky breakfast upgrade too.
💅 5. Go to a Beauty School for Treatments
You can get facials, haircuts, waxes, or massages for a fraction of the price by booking with a supervised student.
Yes, it takes a little longer. No, it doesn’t mean lower quality. The students are trained, supervised, and often so keen to impress.
Check your local TAFE or beauty college, some even offer online bookings.
The Bottom Line?
Saving money doesn’t mean cutting out everything fun or living a minimalist Pinterest life. Sometimes it’s just about being a little bit clever with your everyday decisions.
Negotiate. Compare. Rent. Repair. Get creative. And remember — small savings done consistently? That’s where the magic happens.
Did you know we have a facebook group and amazing savings hacks get shared by our community daily?!
***Please remember our blogs aren’t intended as financial advice - they’re intended only as a starting point to give you a little extra info! For more in-depth advice catered to your personal financial position, please see a certified financial advisor.