Are you looking to create a cash flow system that actually works? It doesn’t matter how much you earn, what matters is your ability to effectively manage the money coming into your bank account, and surprisingly not that many of us have mastered this skill yet.
Create your financial freedom
It’s so easy to stick our heads in the sand and not think about taking control of our budget and cash flow - when in reality, the sooner we get started and get it working for us - the less work we have to do long term!
I’ve created this masterclass to give you every tool and resource you need to understand where you’re starting from, identify what’s most important to you, create a realistic budget (that doesn’t restrict you, but focuses on what’s most important to you) then create a cash flow system that actually works - I’ll even tell you every single bank account you need, and EXACTLY how much money to transfer to it every week/fortnight or month - it’s completely customisable to you and your personal situation!
Victoria's changed my whole view on money and I'm forever indebted to her for creating this course.
“I don't know how she's done it, but she has. Victoria's changed my whole view on money and I'm forever indebted to her for creating this course. It's very straight forward, I found every single module engaging and really valuable. Knowing more about my money story and how to manage my money based on this was the thing that was missing from every other budget I've tried. Before this I had no clue what cash flow was, so being able to get and make it work for me, is invaluable. I'd recommend this masterclass to literally anyone wanting to take control of their finances. I’ve already bought it as a gift for three different friends and they all love it as much as I do!!”
Louise, The Money MasterCLASS Member
What if I told you that I’ve done all the hard work for you?
You’ll never have to calculate what you need to transfer to savings, or how much to reserve for bills again
I’ve created a cash flow system that just works. In the budget and cash flow masterclass I will teach you everything you need to know about budgeting and cash flow, and then I’ll do the hard yards for you. Whether you’re just starting your journey, have been working for a few years now or you’re on route to retirement - this system will work for you. How do I know that? Because it’s currently working for more than 3,000 people, and you can be one of them.
Introducing
In this masterclass, you'll learn how to:
Set yourself up for financial freedom
You are exactly where you are supposed to be to start creating a plan for financial freedom. This course has been created to show you how to take control of your financial future so you can realistically achieve financial freedom. At the end of the day, it’s not actually about how much you earn – but rather about how much you save and have left over at the end of every month. You have so much power to create the life you’ve already dreamed of, so now is the time to take action.
Create a strategy so you can stop stressing about money
A goal without a plan is just a wish. Whilst it would be nice for everything to just ‘happen’ for us, unfortunately that’s not how it works in the real world. I’ll hold your hand to create a plan that gets you excited in the short term, but keeps you motivated for the long term. This isn’t an overnight get-rich-quick scheme (spoiler: they don’t exist!) but rather a step by step plan to map out your budget and cash flow so you can create the life you deserve.
Empower and educate yourself to change your financial future
It’s so easy to stick your head in the sand and not think about your financial future. After all, money is often the most overwhelming topic of all. This is exactly why I’ve created this Masterclass though, so you can not only take control of your financial future, but fully understand it – without all the unnecessary complex jargon. I’m here to hold your hand the whole way, but by the end you won’t even need me!
Develop a deep understanding of your cash flow and how to make your money work for you
While the saying is “cash is king” I’d prefer to think of it as “cash flow is queen”, because if we are getting our money working for us, we’re in a situation where we can actually create financial freedom. It sounds underrated, but if you can stay on top and maximise your cash flow you’re going to find everything easier when it comes to money. Cash flow is your power, and I’m going to teach you how to become an absolute master of it.
Hey there! I’m Victoria
I’m a millennial, a financial adviser who started her career working in psychology and a woman who is empowered by empowering other people. I am driven to provide my fellow millennial's with the knowledge and confidence they need to be the person they really want to be, not the person they have to be because they didn’t know who to ask for financial advice.
I’ve created the Budget and Cash Flow Masterclass because I want to see you take the reins on your life so you can steer towards those exciting goals ahead. After spending years working with clients to create a budget that works for them I genuinely believe I’ve cracked the code and made a system that not only makes sense, but is adaptable to your personal situation, regardless of what it is - and now more than 3,000 of you agree, which makes my heart SO happy.
I'm obsessed! This was super simple to understand and really gets you thinking!!
“I found the money story the most valuable part of the masterclass, I ended up writing everything out in a journal form to see how I got where I am and I cried, but it broke down everything and I really found my values and beliefs. I wasn't sure if I'd get much out of this, but it's changed my world. If you're thinking about it, stop. Just do it, you won't regret it.”
ANONYMOUS FEEDBACK PROVIDED THROUGH COURSE
Here’s what you are going to get:
Let’s break down the nitty gritty so you know EXACTLY what is included.
20+ HD Video Lessons
I've recorded more than 20 HD video modules for you, covering everything you need to know when it comes to budget and cash flow. We talk about money stories, money personalities, values, beliefs, what a realistic budget looks like, how to create one, what cash flow is and I share many many examples of real cash flows of real She's on the Money members.
More than 40+ Activities
I’ve created more than 40 downloadable activities to ensure you not only understand the content but integrate it into the way you manage money every day. We aren’t messing around when we say we’re going to change the way you manage money forever.
Your own automated cash flow system
The hard work is done for you so you can spend more time doing the things you love. The cash flow system tells you exactly what bank accounts to set up, and exactly how many dollars to transfer to each account every week, fortnight or month. There’s a couple of versions to ensure your cash flow works for your personal situation, so it can grow with you and change as your situation and life does.
Access to an exclusive community
Now, if you’re here, you’ve probably heard about She’s On The Money, and you know your way around the Facebook group. WELL, We have recently created an exclusive & intimate community for masterclass members, specifically for your budget & cash flow questions. This will be where you can chat with Victoria and the team, and let us know if you have any questions!
The Result?
You now have a solid budget and cash flow system that will set you up for future success. You're now the person who is "good" at money, and your lifestyle reflects this. Money isn't hard anymore.
I couldn't recommend this more than I already have to all my friends!
“The way Victoria contextualises things has changed the way I do money. She helped to get my thoughts, values and beliefs in order which I didn't even know I needed, so once I got to creating my budget I know it will work for me long term, not be something I complete and never come back to!“
HANNAH
How do I know if I’m ready?
You’re ready to take charge of your financial future with the right people guiding you every step of the way
You want a clear budget and cash flow plan that can grow with you though different life stages
You want to create clear financial goals that you will actually achieve
You’re overwhelmed by money and don’t want to do it on your own and wish you had someone on your team that wants the best for you
You often find yourself comparing your situation to that of others and know you want to be on your own path.
Perfect for you if…
You want to keep making excuses about why you never have enough money and keep your head in the sand
You aren’t willing to confront and overcome your bad money habits
You refuse to invest in your future self, to learn how to achieve financial success
You aren’t ready to take the necessary steps to start creating financial freedom
You want to keep putting off getting your finances in order and stay stressed, anxious and uncertain about your money situation.
Not for you if…
a few friends who’ve featured us
MULTIPLE PURCHASE OPTIONS
Every situation is different, so we have a few different options
Best Value
3 monthly payments of
$135
Instant access to the course content
Access to the Facebook Group
Lifetime access to the masterclass
Best Saving
one-time payment of
$395
Instant access to the course content
Access to the Facebook Group
Lifetime access to the masterclass
Completely relatable and relevant. I loved everything about this!
“Everything was easy to understand, made sense and drew on real life people and experiences/situations. I read the book first, then did this online masterclass and now I'm listening to relevant podcast episodes from SOTM. I have even for 7 friends onto it! You're a queen Victoria, bless your for educating and empowering us. My life is so much fuller with this financial knowledge.“
MASTERCLASS STUDENT VIA ONLINE FEEDBACK FORM
Still have questions? We’ve got answers!
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After the purchase, you will get an email with your login details and you'll be able to sign in and start devouring content immediately!
The Budget and Cash Flow Masterclass consists of six modules. The first module takes you through money stories, values, beliefs and how to understand yourself through money personalities.
The second module takes you though how to fully understand your current position. We cover what you earn, spend, own and owe in detail, discuss money mapping and how to place yourself and cover doing a bank account audit together.
The third module is where we start getting down into the nitty gritty of things, we discuss a budget, what it is, how to create one and I introduce you to my (epic!) budget and cash flow tool that will do all the heavy lifting for you. The Budget and Cash Flow tool is available in both excel and google sheets options, and requires absolutely no knowledge of spreadsheets or excel to use it.
Module four is all about cash flow - what it is, how it works and I tell you exactly which bank accounts you need to set up for success. This module includes heaps of examples to inspire and motivate, and ensures that the system works for you personally.
Module five is going to ensure that everything you're setting up is sustainable and going to work for you over the long term. We discuss and set goals together, I explain exactly how to stay on track with goal setting and we talk about the PERMA model of financial change to ensure future you is well cared for.
We're nearly nearly done! module six is about reflecting on all that we've achieved together and celebrating you. But that's not all, there's a whole heap of bonus content too - here we cover insurance, debt reduction and there's a few fancy savings hacks that aren't publicly available for you to download and use!
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There are more than 20 videos and 40+ activities for you to complete at your own pace. We've had students complete the course all in a day (a massive undertaking!) and we've also had students divide up the content over six weeks. The beauty of this is it's completely self paced. I'd recommend you allocate at least an hour and a half to each module to get the best out of it.
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Absolutely it will. I've built the Budget and Cash Flow tool in a way that is fool proof, you can't break it, you can't mess up any codes and it's nothing like a "real" spreadsheet. If you can use a calculator, you can use the tool. To make things easy and accessible for everyone, the tool is available on both Microsoft Excel and Google Sheets. We do recommend you use this tool on a desktop.
I couldn’t recommend this more than I already do to everyone who will listen to me!!
“The best part of this masterclass was that it's not just about budgeting or having a spreadsheet but speaks to you about the psychology behind your money story and really helps you figure out what your beliefs/values are without any judgement. In saying that, the spreadsheet is incredible and does everything for you as well as being very aesthetically pleasing!!!”
CHELSEA, FEEDBACK PROVIDED VIA EMAIL
What are you waiting for, join us now!
Get your budget and cash flow whipped into shape so you can start working towards a secure financial future.
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